Love your response.
However, the high deductible health plan is different than the HSA. Both are used to help with costs of healthcare. She is a member of the HDHP.
For the HSA, she may need to have her own. Personally, I have not heard of the HSA being a solo account. But if Opus 17 says you can open one in the bank, then that is way to go. Both would then be tax deductible.
