Thank you, Susan! What if I kept the money in account 123, and whether with or without account 345, account 123 itself would surpass $10k. In this case, would it then be okay to only report account 123? Also, about Form 3520, I've got 6 items to detail in Part IV, question 54, but there’s only space for 3 entries. Could I possibly merge some of these items into one entry, so I can fit all 6 items into those 3 slots? Looking forward to your advice on this. Thanks in advance!
@SusanY1
