My (now-ex) girlfriend and I co-owned a home in 2023. Both of our names are on the mortgage/title and listed on the 1098, however, hers is listed first and thus the form was submitted to the IRS using her SSN. She has since moved out of the home, and as a result, I ended up paying approx. 65% of the interest/property taxes.
Payments were made monthly via a checking account in her name that I was a signatory on. We each would transfer money to this account before ultimately making the payment to the lender.
Does the fact that my portion of the mortgage payment technically went to her account before being transmitted to the lender effect the deductibility of the interest/taxes?
