Hello,
I had an excess contribution to HSA in year 2022 by $85 due to a job change. When filing returns for 2022, I messed up and did not withdraw the excess funds. So I paid the 6% excise tax in 2022.
Now in 2023, I see that the excess contributions are carried over from last year. I contributed the max of $3,850 in 2023. The $85 is being considered as an excess contribution again.
I want to contribute less in 2024 by $85 to my HSA. Does this remove the excess contribution when I am filing 2024 taxes and ensure I won't have to pay the 6% fine from 2024 year?
