not sure how you have just $10K in depreciation through 2022 but what happened is that the insurance company paid you $9990 for the vehicle and took ownership. From an income tax perspective that's a sale to the insurance company on 10/1/2023 for that amount which needs to be entered in TurboTax.
what will happen is that you will have a gain on sale of 9990 - 2526 that will be treated as section 1245 (form 4797) depreciation recapture.
you do not indicate it was taken out of service. that will mess things up in Turbotax.
