I have a family coverage HDHP. On Form 8889-T it shows the Family coverage for each month and line 3 shows $7750. Box 12b of my W2 shows $5000 in contributions to my HSA for my employer and myself in total, which I can see on line 4 of Form 8889-T. Line 5 = line 3 - line 4, which is $2750. The form is calculating that I overfunded my HSA by this $2750, which doesn't make sense to me. If the contribution limit is $7750 and total contributions were $5000, how is it overfunded? There were no excess contributions from 2022, and no additional contributions were made outside what was recorded in my W2 (the $5000). I feel like I answered all the questions correctly. The HSA Summary is showing taxable employer contributions of $2250 and tax-free employer contributions of $2750. The amount I personally contributed (found in my 12/31 pay stub) is $1800. Can someone help me understand why the form is saying the HSA was overfunded?
