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Thank you for the reply.   After entering the information on our 1095-A  into TurboTax the amount on Form 8962, line 26 Net premium tax credit was -0-.    

Do I need to worry about the employer coverage meeting all the requirements that would make me ineligible for the premium credit we received with the Marketplace insurance for Oct - Dec 2023 even if I didn't take it?

I appreciate the help and clarifications.