1099 - INT for a NRA

I came to US in Aug 2021 on F1 visa and am currently on my H1B Visa since October 2023.

I am filing my taxes for the year 2023 as a Non - Resident Alien.

 

I had a question regarding 1099 - INT, I got 4 1099 - INT, 3 from banks and 1 from IRS. I read on IRS website  (https://www.irs.gov/individuals/international-taxpayers/nontaxable-types-of-interest-income-for-nonr...) that NRA won't be taxed on INT from banks or government. Is this true? My tax preparer is saying otherwise.
IRS states that if the income is not from US trade or Business it can be excluded, my tax preparer says as the bank is in the US it'll be considered as US Business.

If I report this income it will get added to my Taxable income and will give me less refund or is it the case even if it is reported as Income on my 1040 - NR, I won't be taxed on it?