It is not cheating; it is what you are supposed to do. Not all issuers of Form 1095-A know what they are doing. The Healthcare.gov website does, and the government website explains how and why you need to enter the amounts from the tool on your Form 1095-A. You can delete the zeros (leave them blank) and file your return, but expect delays if you do.
If you paid for health insurance, TurboTax is not going to give you a credit you don't qualify for. Here are the requirements. You can verify the amounts on your tax return.
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