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quick follow up on the 1098-T.  I don't have it in front of me... I looked up that it's used to reports payments received and payments due from the paying student.    I know that he got an annual scholarship (tuition deduction) from the school.  is that what this form is reporting?     also he has student loans (Stafford) and is now making payments.  do they factor into the return anywhere?  thank you!