repayment of disability insurance affecting marketplace account

I received payments from a disability insurance company that was non-taxable.  They required that I file for SS disability.  It took over a year but I was approved and received a back payment.  Turbo Tax says I owe taxes even though it's showing my tax liability as $0.  I did the lump sum payment option because part of the back payment was for 2022.  My adjusted gross income is not showing the SS money.  I did try the right to repayment option but that didn't affect anything.  I believe the problem is that I had a marketplace insurance account which I received credits for.  For marketplace insurance you have to report all SS money whether it's taxable or not.  I believe that the full amount of SS money is being used to figure my marketplace credit.  Is there a way to claim the repayment so that it reduces the amount being used for the marketplace account?