Yes, long term Capital Gains Tax is based on your current income bracket. It can be anywhere from 0% to 20%. Here's more detailed info on How Capital Gains are Taxed.
Don't forget to consider any Sales Expenses you incurred for the sale, as well as any Improvements you made preparing for the sale, which can be added to your Cost Basis when calculating net proceeds.
Since this was a vacation home, you could report it as an Investment Sale. Here's How to Enter Sale of Second Home, Inherited Home or Land.
However, if you have been claiming Rental Expenses and Depreciation over the years, indicate that it was taken out of service in the Rental section (date listed for sale could be date used), and make note of the Depreciation amount displayed.
Then enter the sale in the Sale of Business Property section. Type 'sale of business property' in the Search area, then 'Jump to sale of business property'.
No, you cannot deduct HOA payments and quarterly assessments if you claimed them as Rental Expenses over the years.
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