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Thanks. This is a case where the long-standing wording might best be revised to not confuse others, as I was for years.

 

Regarding the $0, that came in with the TXF file. I did try blanking that, but what I may or may not have done is  to blank the box, close the form, and then re-open the form.  No big deal for me now. I will  pay better attention in the future.