Marketplace insurance subsidies are determined based on household income.
Filing separately can adversely impact the subsidy and require repayment of it on the tax return. Filing jointly, with limited exceptions, is a requirement of the marketplace subsidy.
For information about those exceptions - see the FAQs HERE. You may qualify under one of these but just wanted to point this out so that you are aware. Filing separately just to avoid reporting certain income won't help without one of the exceptions, and the overall tax you pay may be higher.
For the home sale, if you're under the exclusion amount and do not have a 1099-S, neither of you need to report it at all.
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