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I am not satisfied with the status of my problem.  TurboTax has now disallowed me to override the issue that TurboTax is not allowing me to properly report a IRA to HSA direct rollover, I am in the process of getting a response directly from the IRS and will update soon.  My 1099R came from Vanguard Investors, not a local bank.  They say that a Code G direct rollover is valid and can be reported that way.