you need to proceed as follows for Turbotax to give you the correct answer for the HSA limit.
when it asks you the type of HDHP coverage you had during the year you must answer that you had different types. then on the next screen, you must check none for the type of HDHP you had for each month that the FSA covered medical expenses. Generally, they only cover expenses incurred during the plan year. nothing before and nothing after, but this should be checked out with your payroll or human resource department.
so in the situation where the FSA only covers medical expenses incurred starting in July you would have to withdraw 1/2 of the 7750 + earnings thereon. By law an FSA must cover both spouses and qualifying dependents so there was disqualifying coverage for the "family" for the last 1/2 of the year. The HSA contribution is prorated by month so you're allowed only 1/2 of a full year's contribution. You have until 4/15 to withdraw the excess and earnings thereon. otherwise, you'll have penalties for 2023 and ensuing years until the HSA is exhausted.
since the HSA was through payroll deductions line 1 of your w-2 was reduced by your HSA contributions, thus 1/2 of your contributions becomes taxable income as well as 1/2 of any employer matching contributions. ($3875) will appear as income on schedule 1 line 8f.
other than on the W-2 FSA info is not entered elsewhere in your return.
