Yes, I have had excess HSA contributions carryover for 5 years. The carryover is $68.00 each and every year. I have no present contribution and have not had any as of my retirement 5 years ago. So, to answer your question, I do not have a W-2 that shows an employer contribution and have not been employed for 5 years. I have Medicare so there is no HDHP coverage.
Bill, your explanation for the IRS change and TT software seems at odd with the form 8889 line 2. Line 2 states (and this is a direct cut and paste from the form):
HSA contributions you made for 2023 (or those made on your behalf), including those made by the
unextended due date of your tax return that were for 2023. Do not include employer contributions,
contributions through a cafeteria plan, or rollovers. See instructions
This is directly from the tax form. I made no contributions in 2023. Why is TT putting the $68. on line 2? I think I have answered your questions and hopefully I can now get an answer. How can TT say they guarantee accuracy when their software is defective? Please let me know ASAP. This has gone on long enough.
