You can contribute to a traditional IRA in order to lower taxable income. Although if your income is too high you aren't allowed to do that.
Credits don't lower taxable income, they lower the tax bill.
Your best bet to lower taxable income is to discuss how you are paid with your employer. There are plenty of methods of receiving payments that are tax deferred that reduce taxable income (at least in the short term).
@lisahua46
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