Q. What are the cases where it would make sense to file individually?
A. The reasons for filing separately as usually personal, not tax related. The number one reason, we see in this forum, is when a loan company makes them file separately to qualify for a reduced student loan payment schedule. The #2 reason, is in Ohio, where the state makes you file federal separately to qualify to file state separately, to get around Ohio's marriage penalties.
To do a comparison, it is better if you use the TurboTax download/CD software rather than the online program.
