AmyC
Expert Alumni

Get your taxes done using TurboTax

You want to do the conversion when your income is lower and the tax brackets are lower. If your income will be going down, wait. For most people, income continues to go up and the tax brackets may well change to higher amounts so this might be a good time. However, depending on the amount of money being dumped into your income for taxes, you may want to spread it over a few year so that you don't push yourself into a much higher tax bracket. Check the income brackets, use tax calculators, determine the sweet spot and use that amount. See Tax calculators & tools.

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"