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Thanks @BillM223 that makes sense. One last question that I forgot to address.  For the “review” section, i have to also answer on the Smartworksheet for Line 3 “None”, “Self” or “Family” for each month.  The “None” option says if you had Medicare select “None” which did not have. But if I select “Self” or “Family”, Turbotax will ultimately change the excess contribution to a deduction which doesn’t seem to be correct and I’m in this loop.

Am i correct in that the only way to fix this loop is to select “None” on Line three Smartworksheet so that ultimately $0.00 will be populated on form 8889 and also won’t trigger the deduction.