I know this advice works, so I must have misunderstood your situation.
Your spouse had the HDHP plan, but did NOT have an HSA? This is unusual, but not wrong.
Ah, so it was your spouse who did not go through the HSA interview, hence did not indicate that your spouse had HDHP coverage.
But I don't understand how NONE did not work, unless you were putting it someplace else. It's the answer to the question, "What type of High Deductible Health Plan did [name] have on December 31, 2022?"
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