Thanks, I think we are getting closer to the correct answer, but your response suggests to me that you are still unfamiliar with the "family glitch" fix.
That said, it is helpful to look at your explanation of Form 8962 -- although keep in mind that, my ineligibility for the tax credits is not premised on other members of the family having 'private insurance,' rather the "quirk" under the ACA is that, the mere fact that I am offered "statutorily affordable" health insurance, even though I don't sign up for it, is enough to disqualify me from tax credits, even though, based on income level, I would otherwise qualify for the credits.
That said, in reading a helpful article from the Kaiser Family Foundation, it seems that, if I wanted to have my wife and daughter get the tax credits, they would have needed to be on their own marketplace plan, and then I would have either been on my own marketplace plan or just used the employer insurance. In that case, then your advice kicks in, and my dependents get a 1095-A for just their coverage. I assumed that, once the "family glitch" fix was implemented, we could still be on the same "family" marketplace policy, but that we would only qualify for tax credits for my dependents. But as you state, Form 8962 is not set up to handle that situation (it seems like it should, because why have a government policy that results in family members being on multiple insurance plans; however, I think the kinks are still being worked out).
I appreciate your response, but I think I'm not the only American who is going to have similar questions this year, as apparently there are close to 5 million of us who are affected by this now-somewhat-fixed "family glitch".
