All,
My family has a fairly simple tax filing -- just one W2, and then 1099-Div, G, and Inv. We also obtain insurance through the healthcare marketplace, and in past years, we have qualified for a small amount of subsides to purchase this insurance (we do have our 2023 forms 1095-A and 1095-C, as well). However, for 2023, my employer offered me health coverage that qualifies as "affordable," minimum essential coverage, providing minimum value. Further, while my employer also offers "family" coverage, it is so expensive that is does not meet the definition of "affordable" under any of the IRS safe harbors. Accordingly, my understanding is that, while I am not eligible for any premium tax credits, my wife and daughter should still be eligible. Nevertheless, in using a competitor product (taxact), I didn't find anyway that I could get their software to issue a credit to my wife/daughter, but not myself. It seemed like the system was only set up to either give us all the tax credits, or none of us the tax credit. Accordingly, if I could obtain partial tax credits using the turbotax system, I would be inclined to use turbotax this year, rather than the competitive product. Thank you for any assistance you can provide.
