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have you maximized the deductible 401K/IRA  contribution for 2023?  There aren't many things that can lower agi once the year is over.

 

 

It's unclear as to what year you'll be claiming the EV credit. if 2023 you can use agi from either 2022 or 2023.

if the EV credit is for 2024 the AGI years are 2023 and 2024.  there are twists if your marital status changes.