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Yes, I took about 98% of my RMD before 12-31-2023.  I have already taken a little in 2024 that puts me over the RMD for 2023.

So if I say that the RMD I took was all of the required amount won't the IRS calc that I should have taken more? The withdrawal on the 1099R won't be large enough what they calc that I should take.