What you seem to be describing are Forms 1099-R for distributions paid monthly, 11 months to your husband and 1 month to you. If that's the case, is seems that neither of these Forms 1099-R is reporting the transfer of the IRA annuity to you and are only reporting taxable distributions actually paid to either you or your husband. I would imagine that the Form 1099-R indicating a payment to you would something like 9% of the amount paid to your husband. If the Form 1099-R reports an amount representing the balance of the annuity rather than just a 1 month distribution, it would instead seem that the IRA annuity company performed a reportable distribution and rollover.
