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Get your taxes done using TurboTax
If you can pin down the exact date, sure.
Fidelity will issue a 1099-SA with the amount of the excess along with the earnings on said amount. Either Fidelity will use your date to figure out the earnings, or they will use the formula that the IRS provides.
Did I tell you to be sure to do this before April 15th? That avoids all sorts of hassle.
Note that TurboTax will automatically add the excess to this year's income (2023) so please don't try to make any adjustments yourself. Then Fidelity will send you a check for the total (excess plus earnings).
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‎February 16, 2024
6:38 PM