Okay, I apologize! I've actually received some very useful information here. But I continue to regard this forum as VERY frustrating. It's not at all intuitive, and its purpose seems less to provide information than to coax people to hire an expert!
That said, thanks to all who've answered here and in my original question, which I can "find" simply by clicking on one of the responses that find their way to my inbox. Who would have guessed that that's how it works?
