Assuming if the total of the gifts paid by your related foreign persons was $100,000, the IRS says you need to report this on a 3520 only if the amounts of the gifts exceed $100,000.
If the gross amounts from the two gifts exceeded $100,000, then the full amount of the gifts is the amount that will be reported without regard to the wire transfer fee paid.
Form 3520 is an information form. There would be no penalty for filing this if you didn't need to. Since the amounts are right at the threshold for filing a 3520, I recommend filing it for piece of mind.
Foreign Gifts
Instructions for 3520
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