Thanks for trying JohnB, but the very text you quote is NOT how the software is working. According to IRS docs, one owes a penalty if "The amount you paid during the tax year did not equal 100%, (110% for higher incomes) of your taxes owed the prior year. " But in my case, the amount I paid during the tax year DID equal 100% of my taxes owed the prior year. An IT person needs to review these complaints.
