Hello,
Yes we had excess HSA carryover for 2023 and also for previous years. We are not taking out a distribution and will pay the taxes and penalty. We also have had excess contributions in at least the previous 2 years and also did not take a distribution. Turbo Tax said to wait until February 9 to refile, but I don't want to do this until the issue is resolved if it is something in the Turbo Tax program so please advise.
Also, I don't understand your comment on line 1 is not the smaller of line 2 and line 12 on the 8889 since line 1 is a check box for individual and family coverage.
I had also retired at the end of October and went to coverage under my wife's plan for the last two months.
Thanks for your assistance with this matter!
