I hear you - I find it annoying that certain banks wait until after February 1 to provide us with 1099s. I got mine the other day and it was different from what was online so I have to file a 1040-X to amend the interest earned (all of 109 dollars) thanks to the bank's dragging it's feet. I'm sure someone will say I shouldn't have filed so soon, but I wanted it out of the way, basta (and I wasn't entitled to any refund, to boot). So much for diligence.
