On September 20, 2023, NCperson said:
"asking about 2026 is a little far out for IRMAA, but this is the best website I have found that attempts to estimate it (it goes out through 2025 currently and I suspect will add 2026 in a few months)"
https://thefinancebuff.com/medi[product key removed]e-brackets.html
I agree 100% with his comments and would like to add:
I have been following the Finance Buff site since early 2020 and their estimates are spot on. You can pretty well bank on their information being accurate.
For example, an early 2024(2022 Income) estimate for the STD bracket was <= 202,000 - <= 208,000, depending on inflation. The final number was <= 206,000, well within the range projected.
They just posted their first estimate for 2026 on January 11, 2024. It looks like the 2026(2024 Income) STD range will be <= 210,000 - <= 216,000, depending on inflation. The range will narrow over the coming months as they post new estimates every month after inflation data is released.
Plan on the low end with a $2,000. cushion to be safe. The brackets won't be finalized until after the August 2025 Inflation numbers are released.
