Thank you.
I have run my 2023 return through Turbo Tax, line 38 estimated penalty = $70. I guess that is my penalty for 2022. So that $70 penalty just rolled into my amount DUE this April. And assuming no changes happen, my 2024 return would also just roll a $70 penalty into my amount due in 2025.
If this is the case, I don't see any benefit in giving the IRS my money any sooner than once a year. The difference is minimal compared to keeping it my savings account.
