We are on year 3 of having someone file fraudulent applications for us on the marketplace. 2 of those years, an actual policy was issued. In 2022 and now this year, I'm having to wait for a voided 1095 in order to file. I would suggest calling the marketplace and see if there was an application or policy under your name or SS#, or your spouse or children if applicable. The first year, it was under my husband's SS#. The next it was just his name. This last one now includes my nickname and last initial.
