I did not like paying for state either, and the first purchase for state is just to download forms. You then have to pay again to file (so I paid $64.98 total for 1 state). Anyway, you should be able to review your 1040 to see where the discrepancy is. Sometimes a tax program will not allow certain deductions/credits unless you upgrade, so most likely, your CD does not contain a deduction/credit that your online tax form includes. I suggest trying 1040now. I used them every year until now, and I thought it might be simpler with Turbotax. It was just more expensive and required upgrades for additional credits.
