mclark1987
Returning Member

HSA excess contributions withdrawn after due date of tax return, but withdraw request submitted before due date. Penalty owed?

My employer made excess contributions to my HSA in 2021. I submitted a request to withdraw the excess contributions on 4/17/22, but the request was sent to the wrong email address (not my fault), and ultimately the cash did not leave my HSA account until 4/25/22. The money came out of the account after the due date of my tax return (4/18/22), but my request was signed, dated, and submitted before the due date of my tax return. Do I still owe penalties on this amount? Will the IRS accept the date the request was submitted as the "withdraw date"?

 

Thanks.