Thanks for this update @DaveF1006, However what is odd to me is this part within that Example 10
"Since M has already been an exempt individual during 2020 and 2021, M’s status as a student exempt individual can only continue through 2022, 2023, and 2024. As a student in F-1 status, M is an exempt individual for 5 calendar years, 2020 through 2024."
It oddly calculates the exemption years from the date M entered as a J1 (not F1). I want to point out that I exited and re-entered for my Status Change. The Example mentions M was within the States for it. I am not sure if the latter argument matters.
