Yes, the bank will definitely report it, but you also received the cash.
I am going strictly by the instructions:
Consumer durable. An item of tangible personal property of a type that, under ordinary usage, can reasonably be expected to remain useful for at least 1 year, and that has a sales price of more than $10,000.
Otherwise, it's clearly not a retail sale, but was received while you were in business, correct?
