I already withdrew $12,000 and requested the return of excess for the remaining $935 so I hope that's ok. Do I file two form 5329's? One for 2021 and one for 2022? Or just one form for 2022 and that'll take into account the 2021 year too? I'm not sure if you're able to do both year penalties in one form or not.
My final question, I just opened a traditional IRA but it shows I've already done a max contribution of $6,500 for 2023. Because I withdrew the $12,000 and requested a return of excess for the remainder, am I able to contribute $6500 into my new Traditional for 2023? Or should I skip this year since I contributed into the Roth?
@fanfare @dmertz
