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tax year 22 RMD was not received in time so was posted in in January of 23 Confused about how will I handle in my 23 tax filing
Here's the problem
*the 22 RMD of $19000 was made at the end of 12/22 but did not post until Jan 3 2023. I submitted a waiver for the penalty to the IRS when I filed my return last April
*Etrade said it would reflect as an RMD made for tax year 23
*Based on the value of my IRA account at the end of 12/22 I must take an RMD of appr 14,500 for my current tax year
*My IRA custodian tells me I have already met the 14,500 RMD for 23 because of the $19000 in January 2023
Is that info from the IRA custodian correct?
Thanks for your help in clarifying this confusion
‎December 20, 2023
11:35 AM