In the past I typically take the penalty and pay all of my taxes in a lump sum. I was planning on doing the same this year but I have been able to get my finances more organized. I am planning on paying a lump sum of estimated taxes by the end of the year. Two things: Is this a good idea or should I just wait it out and take the penalty and pay by April? Do I use the estimated the 1040 ES payment voucher 3 or 4?
Thanks
