- A) Remember you can only deduct 3,000 of net losses each year.
- B) If you sell a gainer and a loser your net is zero you haven't changed your tax liability. If you are forced to sell a gainer for any reason, or other wise impelled to take profits, only then does it makes sense to sell a loser. (this ignores the issue of selling to cut your losses and redeploy capital.)
- C) Some robots will sell gainers and losers just to keep your porfolio rolling over.
- D) When you purchase in an IRA, the wash sale rule requires you to wait 31 days to sell that security from a regular account if you want to deduct a loss from that sale in the regular account.
Within the Roth account there are no taxes, so there is no tax liability to worry about.
@Dsf4man
@Dsf4man
‎December 12, 2023
8:39 AM
