I am 72 and need to start MRDs on $2 million in my 401k at 73. My partner is 18 years younger than me and does not work. We live on my income of about $160k in pension, social security and investments. My question: If we get married I can use the more beneficial actuarial tables to calculate amount of MRD due each year. That would should spread the money over a longer period of time preserving investments for him should I die. We are willing to get married. Is the savings substantial enough to make it worthwhile?
