I am getting married next year and we may recieve a salary above the limit for contributing to a roth IRA, she has the option to contribute to a 401k with her job but i do not have any option so i contribute to a roth. If we are in above the salary limit for contributing to a roth ira, how does a backdoor roth work? do i contribute to a tradiitonal IRA with after tax dollars and recieve a tax credit since i have no option from my employer - if this is the case, to do a backdoor roth conversion will i simply lose the tax credits?
