My dad passed away this year and I am one of his beneficiaries. I've always heard that putting money in a roth IRA is better than just an IRA but I wanted to ask if that's actually true. How do I decide which to use (I'm 30 years old and won't be using the money for a while)? And would it better to put all of the money into one roth IRA/IRA account, or is there a benefit to having two or three different roth IRA/IRA accounts?
