ACA tax credit

We will be getting health insurance under the ACA during 2024.

Am I correct in believing we can either:

A) Get the premium tax credit in advance via our state health exchange based on our estimated AGI or 

B) Wait and file for the premium tax credit with our income taxes in April 2025

Also, if filing in advance via our state exchange, and it looks during the year that our income will be more or less than expected, we should promptly update the state exchange so as not to expose ourselves to tax penalties and credit refunds.