Hi there. I agree with the previous poster in terms of the impacts on your tax situation. However, I do taxes for a couple in this same situation and while they would see tax benefits from married filing jointly, the savings on the lower student loan payments by filing separately outweighs the tax benefits every year that I have run the scenarios. I recommend running the numbers to compare the tax benefits associated with filing jointly versus filing separately and compare it to the savings associated with lower monthly payments by filing married filing separately.
