Thanks for replying. I'll be 72 in a few weeks but haven't started taking my RMD. I'll never get anywhere near the 20% income bracket but will be in the 15%.
This will be a one-time event that I will realize in 2024 tax year.
As the other reply noted, it seems like a no brainer to take the LTGC at 15% vs the IRA withdrawal at 22%.
Am I missing anything?
